Financio is a paid app with one simple plan. There are no feature tiers, no add-ons and no per-person charges, one subscription covers your whole household.
What It Costs
A$12 per month, including GST. Prices are in Australian dollars and the subscription renews monthly until you cancel.
That's the whole price list. Every feature is included at that price: unlimited accounts, transactions, categories, tags, rules, budgets, goals, forecasts, reports, imports and AI insights.
One Subscription Per Household
Financio bills the household, not the person. If you've invited your partner or family to your household, they don't need their own subscription. Your one subscription covers everyone in it.
Who Pays
Only the household Owner can subscribe, change or cancel the subscription. Members and Read Only users can see the subscription status but not change it. If you belong to someone else's household, their subscription is what keeps your access working.
If you own one household and also belong to someone else's, only the household you own needs a subscription from you.
The 14-Day Free Trial
Every new household starts with a 14-day free trial, beginning when you finish registering. No card is required to start, and nothing is charged during the trial. See Your Free Trial for what happens as it ends.
Where You Can Subscribe
You can subscribe either on the web or in the iPhone app, and the subscription covers both. It's the same household either way. The difference is who takes the payment:
| Where you subscribe | Who bills you | Where you manage it |
|---|---|---|
| Financio on the web | Stripe, on your card | Settings → Subscription, on the web |
| Financio iPhone app | Apple, via your Apple ID | Apple ID settings on your device |
A household bills through one of these at a time, and whichever one you used owns the subscription from then on. See Subscribing to Financio.
Checking Your Status
Go to Settings (gear icon, top right) → Subscription. The page shows your plan, current status, and either your trial end date or your next renewal date.
On the Home tab, tap the gear icon in the top left, then tap Subscription. The screen shows your plan, current status, and either your trial end date or your next renewal date.
The status shown will be one of:
| Status | What it means |
|---|---|
| Free trial | You're inside your 14 days and haven't subscribed yet |
| Active | Your subscription is paid and current |
| Payment issue, retrying | A renewal payment failed and is being retried; you still have access |
| Expired | Your trial or subscription has ended and access is limited |
| Complimentary | An account we've granted free access to; you're never billed |
Next Steps
- Your Free Trial: What the trial includes and what happens when it ends
- Subscribing to Financio: How to subscribe on the web or on iPhone
- Managing Your Subscription: Renewal dates, cards and invoices