Income Investing for Beginners: Dividends and Franking Credits Explained
How income investing works in Australia: what dividends are, how franking credits boost your return, what yield really means, and how much you need to live off your portfolio
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Track your accounts, categorise your spending and see exactly where your money goes. Then use budgets, goals and forecasts to build the future you want.
Everything you need to manage your money.
Track where it goes, plan where it should go, and see how you're doing.
Import bank statements, categorise transactions automatically, and see exactly where your money goes. Multi-currency support included.
Financio for iPhone
Your finances, in your pocket.
The native iOS app has full parity with the web. Every account, budget, goal and report, all of it right there in your pocket. Everything you do syncs instantly between the two. Download it from the App Store and sign in with your Financio account.
Download on theApp Store
Requires iOS 26 or later.
Smart tools for modern finances.
Intelligent automation, seamless collaboration, and privacy you can trust.
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Intelligence built in.
Import your bank statements and let the magic happen. Transactions are categorised automatically, merchants are cleaned up, and smart rules learn from your corrections. Ask questions in plain English and get instant answers.
For You & Your Household
Works for one or many.
Perfect for managing your own finances, or share your financial picture with a partner or family. See combined accounts, track shared goals, and stay aligned on spending .
Privacy-First
Your data stays yours.
Bank-grade encryption protects your financial data. We never sell your information to third parties, and you can export or delete your data anytime. You control what features you use and how your data is analysed.
Intelligence built in.
Import your bank statements and let the magic happen. Transactions are categorised automatically, merchants are cleaned up, and smart rules learn from your corrections. Ask questions in plain English and get instant answers.
Works for one or many.
Perfect for managing your own finances, or share your financial picture with a partner or family. See combined accounts, track shared goals, and stay aligned on spending .
Your data stays yours.
Bank-grade encryption protects your financial data. We never sell your information to third parties, and you can export or delete your data anytime. You control what features you use and how your data is analysed.
Get started today
Take control of your financial future. Import your first statement in minutes and see exactly where your money goes.
Import your first account14-day free trial. No credit card required.
From our blog
Tips and insights to help you manage your finances better.
Financio for iPhone Is Now on the App Store
The native iPhone app is here. Here is what it does, how it fits with the web app, and how to get it
How to Set Financial Goals That Track Themselves
A practical walkthrough of Financio's Goals: spending limits, savings targets and debt payoff that measure your real transactions, not your good intentions