A target goal accumulates toward an amount: "put $10,000 toward the house fund", "spend $15,000 furnishing the new place". Track it with a category or a tag, and Financio adds up every matching transaction from the goal's start date.
For targets that follow an account's actual balance (savings milestones and debt payoff), see Account Balance Goals.
Open-ended or dated
Targets don't need an end date. Without one, the goal simply runs until the amount is reached, and instead of a deadline, Financio shows your rhythm: "Averaging $530/mo, about 7 months to go."
Add an optional aim date and the goal starts pacing you: it shows the monthly amount you need from here ("Needs $850/mo, currently $530/mo") and flags Behind Pace when your average falls short. If the aim date passes before you get there, the goal shows Missed, you can push the date out in Edit and keep going.
Tags are made for this
A tag-based target is the most flexible way to track a savings project, because tags cross accounts and categories. Tag the transfer into your savings account, the tax refund you put aside, and the bonus you didn't spend (all with "#house-fund") and the goal gathers them all. A goal tracks one tag; see Understanding Tags for tagging workflows and Automation Rules to apply the tag automatically.
Reaching the target
When the tracked amount reaches your target, the goal is marked Achieved 🎉 and remembers the date it happened. Achieved goals can be archived to a tidy Archived section: the record stays, the list stays focused. See Tracking Progress.