Once a budget exists, Planning › Budget shows how the current period is going. It's built to answer two questions: is the plan itself sound, and are you sticking to it?
The summary
The card at the top has two halves.
On the left, is the plan sound?
- Expected income, what you expect to earn this period.
- Budgeted, everything you've planned to spend.
- Left to budget, the difference. If you've planned to spend more than you earn, it flips to Overbudgeted in red. It's not an error, but it's worth seeing before the period is over rather than after.
On the right, are you sticking to it?
- Spent so far with a progress bar across your whole budget, turning red once you pass 100%.
- Budget, Actual and Remaining totals beneath it.
The card at the top leads with Left to spend this month. Your whole budget minus what you've spent so far.
Beneath it, the progress bar carries a marker showing how far through the period you are, with a "Day 16 of 31" caption. If the fill is well past the marker, you're spending faster than the period is passing.
Then Budget, Actual and Remaining for the whole period.
The category list
Income comes first, then your expense categories.
Each row shows Budget, Actual and Remaining, with a thin progress bar under the category name: teal while you're within budget, red once Actual passes Budget. Remaining turns red when you've overspent.
Subtotal rows (a parent on a Detailed budget, a bucket on a Needs / Wants / Savings one) sit on a shaded background and roll up the lines beneath them. The Total expenses row at the bottom adds up your individual lines only, so a subtotal is never counted twice.
Each row shows the category, a progress bar, and a caption reading "$812 of $900 budget".
The figure on the right is Remaining by default. Tap REMAINING ⇄ in the list header to switch every row to Spent instead, handy when you care about what's gone rather than what's left.
Subtotal rows (a parent on a Detailed budget, a bucket on a Needs / Wants / Savings one) sit on a shaded background and roll up the rows beneath them.
Rollover markers
A category that carries unspent budget forward shows ↻ beside its figure, and what's carried in is already included there, a Travel line with $150 rolled over and $150 budgeted this period reads $300 remaining.
Hover the ↻ to see how much was carried in.
The caption under the row spells it out: "$0 of $150 budget · $150 rolled over".
Reading the bars
- Teal, part-filled, on track.
- Teal, full: you've spent the lot, exactly.
- Red, over budget. The bar stops at full; the Remaining figure tells you by how much.
An empty bar early in the period is normal. A full one early is the useful signal.
If the numbers look wrong
- Everything reads $0. Check which period you're in. A custom cycle anchored mid-month opens on a period nothing has happened in yet; see Periods and Start Dates.
- A category is lower than expected: the spending may be sitting in a different category, or in a subcategory of a parent you didn't budget for. Open Reports › Expenses for the same period to see where it landed.
- Something's missing entirely: transfers between your own accounts are excluded by design, and uncategorised transactions don't count towards any line. Categorising them adds them straight in.